Lumy Studio
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Banking & Finance

Core modernization, real-time payments, and risk & compliance at scale.

−40%
Run cost (core re-platform)

Overview

From core modernization to real-time payments, we help banks and financial institutions move faster without compromising on resilience or compliance.

Event-driven architectures, zero-downtime migrations, and risk controls built in from day one.

What we do for banking & finance

  • Core banking modernization
  • Real-time payments and open banking
  • Risk, fraud, and regulatory compliance
  • Data platforms and analytics
  • Cloud migration with zero downtime

Challenges we solve

Where banking & finance teams get stuck

01

Legacy cores that can't support real-time payments or peak-load scaling.

02

Slow, risky releases gated by months of manual regression.

03

Tightening regulatory, fraud, and resilience requirements across markets.

Outcomes

What you'll gain

Real-time payments and always-on availability.

Faster, safer releases with automated testing.

Lower run costs after core modernization.

Audit-ready risk, fraud, and compliance controls.

How we work

A delivery process you can see

01

Discover

We map your goals, constraints, and systems — then agree on what success looks like and how we'll measure it.

02

Design

Architecture, scope, and a delivery plan you can see. No black boxes — you know what's shipping and when.

03

Build

Senior teams ship in short iterations with a working demo every sprint, so you steer as we go.

04

Operate

We harden, document, and hand over — or stay on to run and evolve it alongside your team.

FAQ

Common questions

Can you modernize our core without downtime?

Yes — we use a dual-run, zero-downtime cutover, migrating data and traffic incrementally with one-step rollback.

How do you handle compliance?

We bake regulatory, risk, and fraud controls into the architecture and provide the audit evidence your regulators expect.

Can you integrate with our existing banking systems?

Yes — through supported APIs and event streams, with anti-corruption layers around legacy systems.

Let's talk

Building for banking & finance?